A car accident can be a jarring and overwhelming experience. However, the steps you take immediately afterward are crucial and can significantly impact your claim. Here, we highlight the five most common mistakes people make after a car accident in Ontario and how to avoid them to maximize your chances of getting the compensation you deserve.
1. Failing to Collect Evidence
Your first priority should be the well-being of everyone involved, but if you can, gather as much evidence as possible at the scene. Start by obtaining the identification and insurance information of the other parties involved. Always check their insurance details and driver’s licenses to ensure you have accurate information. If possible, take photos of the accident scene, including vehicle damage, weather conditions, and any skid marks. Also, gather contact information from any witnesses, as their statements can be crucial later on. Even seemingly irrelevant details might become important, so collect everything you can.
2. Not Seeking Medical Treatment
Even if you don’t feel seriously injured, it’s vital to seek medical attention after a car accident. This is important for two reasons:
- Documentation of Injuries: Insurance companies and courts will require proof of your injuries to process your claim. The severity and impact of your injuries are key elements in determining compensation.
- Hidden Injuries: Some injuries, like concussions, whiplash, or internal bleeding, may not be immediately apparent. The adrenaline rush after an accident can mask pain that surfaces later. A thorough medical examination can identify and document these injuries.
Avoid settling with your insurance company too quickly. They may pressure you to accept a lower settlement than you deserve. Have any settlement offer reviewed by a personal injury lawyer to protect your interests.
3. Failing to Report the Accident
Under Ontario Law, you must report any car accident resulting in injury or significant vehicle damage (over $2,000) to the police immediately. If no one is injured and the damage is less than $2,000, report the accident to a Collision Reporting Centre within 24 hours. Reporting the accident promptly is also crucial for your eligibility for Ontario Statutory Accident Benefits. You must notify your insurance company within seven days, or you risk delays or losing your benefits entirely.
4. Discussing the Accident on Social Media
In today’s digital age, it’s common to share experiences on social media. However, this can backfire after a car accident. Insurance companies and defense lawyers can monitor your posts for anything they can use against you. Avoid posting about the accident, your injuries, or activities that contradict your claims. Anything you share can be used to minimize your compensation.
5. Not Contacting a Personal Injury Lawyer
Having legal representation is critical regardless of the type of claim you are pursuing. Insurance companies have lawyers to downplay or reject your claim, and navigating personal injury law without experience can be challenging. A personal injury lawyer will advocate for your rights, help you understand your entitlements, and ensure you receive fair compensation.
Steps to Take After a Car Accident
Prioritize Safety: Ensure everyone involved is safe. Move vehicles to a safe location, use hazard lights, and set up warning signals if possible. Check for injuries and call emergency services if needed.
Gather Evidence: Exchange information with other parties and document the scene. Take photos of the vehicles, damage, road conditions, and any relevant signage. Obtain witness contact information.
Seek Medical Attention: Get medical help even if injuries seem minor. Documentation of all injuries is essential for your claim.
Report the Accident: Notify the police if the accident involves injury or significant damage. Report to a Collision Reporting Centre if the damage is less than $2,000. Inform your insurance company within seven days.
Contact a Personal Injury Lawyer: Reach out to a personal injury lawyer as soon as possible. At Car Accident Attorneys Near Me, we offer free, confidential consultations to discuss your options and next steps.
Conclusion
Contacting a car accident lawyer immediately after an accident is crucial to protecting your legal rights. Personal injury law is complex, and competent legal representation ensures you receive fair compensation. If you or a loved one is injured, contact a Toronto car accident lawyer at Car Accident Attorneys Near Me. Call us at +14169928111 or fill out our convenient online form. We offer free, no-obligation consultations to help you understand the law and your rights.
Wherever you are in Ontario, Car Accident Attorneys Near Me is here to support you in your time of need.
